Financing with Our Dealership

Buying or leasing a new car, truck, or SUV can be a stressful experience for some customers. We know that there are a lot of people who get a lot of angst when they think about their past auto financing experience with other Nissan dealers near Des Moines, IA. The good news is that you won't have that kind of experience when you shop with our dealership.

The finance center at Lithia Nissan of Ames, located at 2901 South Duff Avenue in Ames, IA, is here to provide you with the support and guidance that will help you have an empowering and pleasant experience when you give us the chance to earn your business.

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Competitive Rates

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Should You Lease Your New Lithia Nissan of Ames Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Lithia Nissan of Ames can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Our Expert Team Can Be Your Resource When You Are Buying or Leasing Your Next Car

Car shopping is a lot easier when you have assistance from experts. Whether it is our knowledgeable sales consultants or the experts in our finance center, you will have that when you choose to shop with Lithia Nissan of Ames.

Our finance professionals can answer any questions that you may have about auto financing, including any that you may have about the differences between buying and leasing. When you shop with us, the finance experts will provide you with the information you need to make the best choices about your car shopping process for you and your family.

Take Advantage of Everything That Our Finance Center Has to Offer

Anyone who is shopping for a new or used car wants that process to be simple and fast. The resources available to you at Lithia Nissan of Ames can make that a reality. Our finance center has what you need to streamline the purchase or lease of your next car, truck, or SUV.

We work with a number of financial institutions to try and get you the best auto loan or Nissan lease for your individual situation. These banks and credit unions are a way for us to provide you with the best terms and APRs available right now.

Additionally, customers can explore the many Nissan financing specials and lease deals that we have for popular Nissan models. Well-qualified buyers can take advantage of all of the intriguing offers that we have available at our dealership.

Use the online credit application, so the finance center at Lithia Nissan of Ames can provide you with the car financing you deserve today.

Your privacy is important to us.

Lithia Nissan of Ames takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Lithia Nissan of Ames

    2901 South Duff Ave
    Ames, IA 50010

    • Sales: 515-620-4099
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Get in Touch

  • Contact our Sales Department at: 515-620-4099
  • Monday9:00 am-7:00 pm
  • Tuesday9:00 am-7:00 pm
  • Wednesday9:00 am-7:00 pm
  • Thursday9:00 am-7:00 pm
  • Friday8:00 am-6:00 pm
  • Saturday8:00 am-5:00 pm
  • SundayClosed